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Some Of The Basic Bulglary Insurance Terms Defined

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Some Of The Basic Bulglary Insurance Terms Defined

This article will help you to understand some of the most basic burglary insurance terms.

1. Burglary

Burglary is a crime defined as the unauthorized entry into a building or dwelling place, with the intent to commit a crime within the premises. 

Depending on the jurisdiction as well as the circumstances, burglary may either be charged as a misdemeanor or a felony.

2. Burglary insurance policy.

It can be defined as an insurance policy that covers losses resulting from a burglary. This is the act of entering a building unlawfully with the intention of committing a crime, usually but not always theft.

3. Robbery Insurance.

This insurance covers loss caused by theft carried out by using or threatening with immediate violence against the person.

4. Third-degree burglary.

It can be defined as breaking and entering into a dwelling with intent to commit a crime. Simple breaking and entering into a dwelling or storehouse without specific intent to commit an additional crime is fourth-degree burglary.

5. Attempted Burglary.

An attempted crime or unlawful action is an unsuccessful effort to commit the crime or action.

6. Breaking and entering burglary.

This is entering a residence or other enclosed property through the slightest amount of force without authorization. If there is no such intent, the breaking and entering alone is probably at least illegal trespass, which is a misdemeanor crime.

7. Felony

This is defined as a crime that is typically involves violence. It is regarded as more serious than a misdemeanor and it is usually punishable by imprisonment for more than one year or by death.

8. Misdemeanor

It is a general name for criminal offenses of every sort, punishable by indictment or special proceedings, which do not in law amount to the grade of felony. A misdemeanor is an act committed or omitted in violation of a public law either forbidding or commanding it.

posted by Xplico Insurance Company Limited XIC LTD
09 Apr 2014


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