We are a specialist insurance company focused on competitively underwriting both existing risks in the market and new risks that are not yet adequately served. Our work is built around practical insurance solutions for individuals, small and medium-sized enterprises, larger corporates, and clients with complex or evolving exposures in Kenya and the wider East African region.
Growth changes the risks a business carries. A small company may begin with a few employees, one site and limited equipment. Later, it may serve larger clients, move goods across borders, hire more people or accept payme
Travel, marine and aviation risks can look similar because they all involve movement, distance and changing conditions. In practice, each area needs a different review. A holiday trip, a shipment of goods and aircraft op
Our natural market includes people and organisations that need clear, responsive insurance support beyond standard product categories. This includes individual clients seeking appropriate protection, SMEs managing growth and operational uncertainty, and larger businesses facing more structured or specialised risk requirements.
We work across sectors where conventional insurance approaches may not fully address the realities of the client, the asset, or the transaction. The aim is to provide cover that is commercially sensible, technically considered, and aligned with the actual risk being insured.
Our specialist focus allows us to consider risks that may sit outside traditional underwriting boundaries. We support areas where innovation, sector knowledge, and disciplined evaluation are essential, including markets where demand is growing but insurance capacity may be limited.
These areas are approached with a balance of creativity and responsibility. The objective is not to insure every risk, but to assess each opportunity carefully and develop solutions where a sustainable insurance response is possible.
| Area | Focus |
|---|---|
| Micro-health | Accessible health-related insurance structures for defined client groups |
| Sports | Insurance responses for sporting activity, events, and related exposures |
| Travel | Protection linked to travel risks and related disruption |
| Aviation and marine | Specialist cover for air, sea, cargo, and associated operations |
| Trade, credit, and structured finance | Risk solutions connected to commercial transactions and financing structures |
We challenge convention by looking closely at the nature of each risk rather than relying only on established market assumptions. This means listening to the client, understanding the commercial context, and applying relevant industry experience to shape an appropriate insurance response.
Our approach is forward thinking, but it remains grounded in underwriting discipline. We aim to offer products and services that are competitive, relevant, and capable of supporting long-term confidence for clients, partners, and the markets in which they operate.
Our vision is to provide innovative and ethical insurance solutions that create a positive and sustainable impact on the lives of clients throughout Africa and beyond.
This vision reflects a belief that insurance should be more than a transaction. When structured responsibly, it can support resilience, protect enterprise, improve access to services, and help individuals and organisations act with greater confidence in uncertain environments.
Our mission is to use the uniqueness of our industry experience to challenge the traditional parameters of insurance. We aim to remain forward thinking and progressive while building the capability to become a market leader in our specialist sector in the twenty-first century.
That mission guides our focus on practical innovation, disciplined underwriting, and client-centred service. It also supports our commitment to developing insurance solutions for risks that are changing, underserved, or not yet fully recognised by the wider market.